SmarterLends — Business Funding for U.S. Small Businesses
SmarterLends connects U.S. small business owners with Breeze Capital, our preferred funding partner, for working capital, equipment financing, and growth funding.
Funding Options
- Working Capital — Day-to-day operations, payroll, inventory, and cash flow gaps.
- Business Line of Credit — Flexible access to capital when your business needs it.
- Equipment Financing — Vehicles, tools, machines, and more.
How It Works
- Review funding information on SmarterLends.
- Click through to complete your application with Breeze Capital.
- Qualified applicants may receive a decision in as little as 24 hours.
Basic Qualification Snapshot
- At least 6 months in business
- 500+ FICO typically preferred
- $10,000+ average monthly deposits
- U.S.-based business
Industries We Serve
FAQ
- Is SmarterLends a direct lender?
- No. SmarterLends is a referral platform that connects business owners with Breeze Capital, our preferred funding partner.
- How quickly can I hear back?
- Many qualified applicants may receive a review within 24 hours, and some may be eligible for same-day funding.
- What are the basic requirements?
- At least 6 months in business, a 500+ FICO, and $10,000+ in average monthly deposits.
Apply Now at Breeze Capital →
SmarterLends is not a direct lender. Funding applications are completed on Breeze Capital.
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