A simpler starting point for U.S. small business funding.
SmarterLends is a funding discovery platform for U.S. small business owners. We help you compare working capital, equipment financing, SBA loans, and growth funding from one starting point, then route you to the right partner to complete your application.
Who we are
SmarterLends is operated by Smarter Loans, a North American loan discovery platform trusted by over one million users. Smarter Loans operates smarter.loans in Canada and loaniq.ca. SmarterLends is the U.S. small business funding extension of that team.
What we do
We are not a lender, broker, or loan servicer. We help business owners understand their funding options, run the numbers with free tools, and connect with our funding partner to apply. Approvals, rates, terms, and eligibility decisions are made by the lender.
Who we serve
U.S. small businesses with at least 6 months of operating history and $10,000 or more in monthly revenue. We work across all 50 states and most major industries, including restaurants, retail, contractors, trucking, healthcare, manufacturing, and home services.