Small business funding news
SBA program updates, Federal Reserve rate decisions, and lending market shifts that change what funding options are available to U.S. small businesses.
Fed Stress Test Shows Banks Can Absorb $708B in Losses While Lending
The 2026 bank stress test confirms major U.S. banks can absorb $708 billion in losses while maintaining small business lending capacity.
New SSBCI Tech Platform Cuts Small Business Loan Decisions to Minutes
Scale Link and Aspen Institute launch automated SSBCI loan guarantee platform using 85,000 CDFI records, cutting underwriting from weeks to minutes.
SBA Opens Disaster Loan Center in Maui to Help Fire-Affected Businesses
The SBA opened a disaster loan outreach center in Kihei, Maui this week. Learn how affected businesses can access low-interest disaster loans.
Small Business Confidence Stays Below Historical Average in May
The NFIB Small Business Optimism Index for May 2026 landed at the 32nd percentile of historical readings. Learn what this means for your funding strategy.
SBA Announces Major Agency Reorganization to Improve Small Business Services
The SBA reorganization 2026 modernizes agency operations to improve loan processing and service delivery for small business owners seeking financing.
Honolulu Launches Micro-Loan Program for Small Businesses
Honolulu's new micro-loan program helps Hawaii small business owners access capital with simplified applications. Learn eligibility and how to apply.
Upper Midwest Farm Incomes Drop Again as Input Costs Surge
Farm income decline 2026 hits Upper Midwest hard—75% of lenders report drops. Learn what this means for agricultural financing.
FTC Shuts Down Fake Business Listing Scheme: What Legitimate Contractors Need to Know
The FTC sued a company for creating thousands of fake home repair business listings. Learn how FTC fake business listings enforcement protects contractors.
NFIB Backs Small Business Challenge to Federal Reserve Debit Fee Cap
NFIB filed an amicus brief supporting Linney's Pizza in challenging the Federal Reserve's debit card interchange fees cap, arguing it harms small businesses.
April Jobs Report Shows 115,000 Gains: What It Means for Small Business Hiring
The April 2026 jobs report added 115,000 jobs with 4.3% unemployment. Learn how this affects small business hiring and loan rate decisions.
SBA Sends 562,000 Suspected Fraud Cases to Treasury for $22 Billion Recovery
The SBA fraud referral sends 562,000 suspected fraudulent pandemic loans worth $22 billion to Treasury for collection. Learn what this means for your business.
Treasury Launches CDFI Compliance Review: What Small Business Borrowers Should Know
Treasury's CDFI compliance review may affect small business lending in underserved communities. Learn what borrowers should do now.
SBA Opens Disaster Loans for Oklahoma Drought-Hit Businesses
SBA disaster loan Oklahoma applications now open for drought-affected businesses. Learn EIDL eligibility, rates, and how to apply for up to $2M in relief.
CFPB Finalizes Fair Lending Rule Changes for Small Business Credit
The CFPB finalized changes to fair lending rules under ECOA and Regulation B. Learn how the new rule affects small business loan applications and digital underwriting.